Scaffolders work in one of the most physically demanding and hazardous environments, often at great heights and in unpredictable weather conditions. With the risks of injury and illness being a constant concern, time off work can be financially damaging.

Sole traders often operate without the safety net of employer benefits, managing all aspects of their business alone. When illness or injury strikes, the inability to work can have a significant impact on income. This is where Daddy Insurance Private Sick Pay Income Protection becomes crucial, offering a financial lifeline when you’re unable to work.

Contractors often face unpredictable workloads and are responsible for managing their own business. With the nature of their work, the risk of illness or injury can result in a significant loss of income.

Offshore workers face physically demanding tasks in hazardous environments, often working long hours in remote locations. The risk of injury or illness is high, and time off work is sometimes unavoidable.

Factory workers perform physically demanding tasks in challenging environments, often operating heavy machinery or working with hazardous materials. Given the nature of the job, the risk of injury or illness is high, making time off work a possibility.

Many mechanics do not receive any employer-provided sick pay, leaving them without financial support if they are unable to work due to illness or injury. In these cases, mechanics must rely entirely on statutory sick pay, which provides significantly lower financial assistance compared to their regular earnings.